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Blue Point Insurance

Blue Point Commercial Insurance

Blue Point Commercial Insurance Blue Point Commercial Insurance

What We Offer

General Liability Insurance

Bodily injury, property damage from the work you perform, and personal or advertising injury, such as libel and slander, can be covered under General Liability Insurance. Additionally, for protection against employee-related incidents, Worker’s Compensation is essential, and in today’s digital world, Cyber Insurance is increasingly important to safeguard against online threats.

Commercial Automobile

Bodily injury and property damage coverage is provided up to the policy limit, which may include aspects of general liability insurance, while ensuring protection is also considered for risks related to cyber insurance and worker’s compensation.

Commercial Property

Buildings, contents, business interruption, equipment breakdown, and considerations around cyber insurance are crucial. It's essential to address business interruption and extra expenses, including protection through general liability insurance and worker’s compensation.

Cyber Insurance

Cyber insurance covers financial losses from data breaches, ransomware, and network failures by providing first-party coverage (direct expenses like forensics and extortion payments) and third-party coverage (legal fees and liability). This type of insurance acts as a safety net that helps businesses recover lost data, notify customers, and manage reputational damage, complementing other protections such as general liability insurance and worker’s compensation.

Bonds

Bonds guarantee payment when conditions aren't fulfilled according to the terms in a signed contract, similar to how policies like Cyber Insurance, General Liability Insurance, and Worker’s Compensation provide coverage for unforeseen events.

Garage Liability

Garage Liability covers automotive operations for auto repair shops and automotive dealers, including premises and products as well as completed operations. It's important to also consider other types of insurance, such as General Liability Insurance to protect against claims from accidents, Cyber Insurance to safeguard against digital threats, and Worker’s Compensation to cover employee injuries on the job.

Inland Marine

Inland marine covers everything from small tools to heavy equipment, such as excavators, bulldozers, and motor graders, which are essential for various projects. Additionally, it's crucial to consider Cyber Insurance, General Liability Insurance, and Worker’s Compensation to ensure comprehensive protection for your operations and workforce.

Professional Liability / Directors & Officers (D&O) Liability

Professional Liability for Engineers, Architects, and Attorneys covers negligence and poor advice. When it comes to safeguarding businesses, General Liability Insurance is essential, while Cyber Insurance protects against online threats. Additionally, D&O liability ensures that corporate board members and executives are covered if sued for management decisions. Worker’s Compensation also plays a crucial role in supporting employees in case of work-related injuries.

Errors & Omissions

Negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice can all lead to personal injury claims, such as libel or slander. It's crucial for businesses to consider protecting themselves with Cyber Insurance, General Liability Insurance, and Worker’s Compensation to mitigate such risks.

Worker’s Compensation

This covers employees for injuries sustained while working for your company and highlights the importance of having appropriate coverage like Worker’s Compensation, alongside essential protections such as General Liability Insurance and Cyber Insurance.

Umbrella Insurance

Umbrella coverage is designed for claims that exceed the limits of underlying policies, such as general liability insurance and auto liability. Additionally, some umbrella policies may offer protection for claims not included in the scope of these underlying policies or even cover aspects like cyber insurance and worker's compensation. Always read your policy carefully.

Learn more

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